Loans & Financing

Agricultural Loans:
Community Bank is here to help you with your operating, machinery, livestock, real estate, and construction lending needs. We offer competitive interest rates and quick loan decisions. We also partner with FSA, IDALS, and Farmer Mac to ensure your success.

Operating Lines of Credit are available for crops and livestock. These revolving lines of credit help farmers with their short-term cash needs. Payment terms vary by needs.

Machinery Loans for new or used machinery purchases with scheduled term payments. These loans can be secured by the equipment purchases or other acceptable collateral.

Livestock loans - Feeder lines of credit for purchasing and feed-through finishing. Breeding stock loans are available for building or replacing your herd. Payment schedules are matched to the sale of the livestock.

Real Estate Loans are available for land purchase, improvements or refinance. They are also available for livestock facility or grain structure. We offer a variety of terms with fixed or variable rates to fit your needs.

Construction Loans are available for livestock facilities and grain structures. A closed-end line of credit may be used during the building stages of your project. Upon completion of the project a term payment is scheduled using appropriate collateral.

Farmer Mac
Community Bank’s partnership with Farmer Mac with flexible options on rate and term. As the nation’s premier secondary market for agricultural credit, Farmer Mac provides financial solutions to a broad spectrum of the agricultural community that can benefit from access to flexible, low-cost financing and risk management tools. Farmer Mac’s customers benefit from our low cost of funds, low overhead costs, and high operational efficiency.

Commercial & Agricultural Loans


Regardless of which loan you select, you will enjoy these benefits:

  • Quick turn around time with local decision making
  • Automatic loan payment from your Community Bank checking or savings account
  • Very competitive interest rates with an additional discount to existing customers
  • No closing costs on home equity lines of credit


Contact us for more details! 

Please note this link will open a new window and take you to a web site not managed by Community Bank of Oelwein.