smsGuardian > We're Protecting You 24/7

smsGuardian at Community Bank of Oelwein

Did you know that identity theft is the fastest-growing crime in the United States? Many thieves these days have come to rely on the interent, telephones and even your trash as a means of stealing your idenity and your money.

That's why we're proud to introduce smsGuardian, a new service available to our customers.*  This service is tied to your Community Bank of Oelwein debit card, and provides texts alerts to you, triggered by situations in which your card was used.

Features of smsGuardian

You can receive text messages when your Debit Card is used for:

  • International Transactions
  • Authorizations greater than $250
  • 10 or more transactions in 24 hrs
  • Card Not Present Transactions
  • Out of State Transactions

If a transaction is legitimate, you can simply ignore the message.  If the transaction is fraudulent, you can reply to the smsGuardian text with the code that you received and your Debit Card will be blocked from further use.

Signing up for smsGuardian

How do you enroll for smsGuardian protection?'

Simply find the "Click Here to Enroll" icon on this page.  It will direct you to an enrollment page.  When you provide the necessary information and authorize us to activate the service, we will activate smsGuardian.

Enrollment lasts for one year- at the end of one year you will receive texts to re-enroll.

You may discontinue the receipt of Alerts immediately by texting the word STOP in reply to a Guardian Alert.

 Click Here To Enroll!

*Message and data rates may apply.

Please note this link will open a new window and take you to a web site not managed by Community Bank of Oelwein.