Certificates of Deposit Rates
Interest Rates Effective 1/11/2024
| Term | Minimum to Open | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| 6 Months |
$1,000
$100,000
|
0.90%
0.95%
|
0.90% 0.95% |
| 12 Months | $1,000 $100,000 |
1.19%
1.29%
|
1.20%
1.30%
|
|
24 Months
|
$1,000 $100,000 |
1.29%
1.39%
|
1.30% 1.40% |
| 36 Months | $1,000 $100,000 |
1.34%
1.49%
|
1.35%
1.50%
|
| 48 Months | $1,000 $100,000 |
1.44%
1.59%
|
1.45%
1.60%
|
| 60 Months | $1,000 $100,000 |
1.64%
1.84%
|
1.65%
1.85%
|
Certificate of Deposit Specials
| Term | Minimum to Open | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| 8 Month CD | $1,000 | 4.52% | 4.60% |
| 8 Month CD | $100,000 | 5.00% | 5.10% |
| 15 Month CD | $1,000 | 4.23% | 4.30% |
| 15 Month CD | $100,000 | 4.52% | 4.60% |
Interest rates and annual percentage yields (APY) are subject to change at any time. Early withdrawal penalties may be imposed on certificates of deposit. The certificate of deposit APY assumes that interest will remain on deposit until maturity. Any penalties or fees could reduce earnings. For additional information contact Community Bank of Oelwein.