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Checking Accounts

It's smart to look for the best value in financial services. Community Bank of Oelwein offers a checking account to suit your needs, with emphasis on value, convenience, community and safety.

As an added benefit, the following services are offered with each checking account at no additional cost:

  • Notary Service
  • Online banking and bill pay
  • Direct deposit
  • Overdraft protection when transferring funds from another internal account
  • Unlimited check writing
  • Debit card with no annual fee
  • No ATM card transaction fee at bank-owned machines, 5 free withdrawals at non-bank-owned machines per month, $1 for each additional withdrawal
  • E-statements with check images
  • Minimum opening deposit of $50
  • No minimum balance required
  • FREE E-statements ($5.00 monthly service fee for paper statements)
  • Minimum opening deposit of $50
  • FREE duplicate Husky checks and checkbook cover (or regular duplicate checks)
  • No minimum balance required
  • Monthly service fee of $8.00
  • FREE for students age 22 or younger
  • Husky Rewards
  • Minimum opening deposit of $50
  • Service fee of $10.00 per month if balance falls below $750
  • Earn interest on checking account average daily balance
  • FREE personalized checks
  • Platinum Rewards


In accordance with Section 326 of the USA PATRIOT ACT.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
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Home Mortgage Loans

A loan to fit your lifestyle.